Limited Time Offer

Get Paid Early. Save More Every Day.

The Walmart MoneyCard gives you up to 3% cash back, your paycheck up to 2 days early, and no monthly fees with direct deposit.

Claim Your Card — Free ✓ 5-minute apply  ·  ✓ No credit check
★★★★★ 4.6/5 Trusted by 5M+ cardholders FDIC Insured
Family shopping at Walmart with the MoneyCard Walmart MoneyCard prepaid debit card
Cash Back
$75/yr
5M+
Active Cardholders
$75
Cash Back Per Year
2 Days
Earlier Paydays
$0
Monthly Fee*
Why cardholders love it

Everything you need. Nothing you don't.

Real benefits designed for real families — no gimmicks, no hidden fees.

📈

Up to 3% Cash Back

Earn cash back at Walmart.com, plus 2% at Walmart fuel stations and 1% in stores. Up to $75 per year.

Get Paid Up To 2 Days Early

Set up direct deposit and receive your paycheck up to 2 days early — every payday.

💳

No Monthly Fee*

$0 monthly fee with $500+ in qualifying direct deposits the previous month. Otherwise $5.94.

🛡️

FDIC Insured

Your funds are held at Green Dot Bank, Member FDIC. Protected up to the maximum allowed.

Instant Card Number

Get a virtual card the moment you're approved — start shopping online right away.

High-Yield Savings

Optional savings account with a great APY. Grow your money without the hassle.

Get started

Your card in 3 simple steps

01

Apply Free Online

Takes about 5 minutes. No credit check to apply.

02

Get Approved Instantly

See your decision on the spot and access a virtual card.

03

Load & Start Earning

Direct deposit your paycheck and start earning cash back.

Get Started Free

Loved by millions of families

★★★★★

"Getting paid 2 days early is a game-changer. I've earned over $60 in cash back just from my normal Walmart shopping!"

Jessica R. — Texas
★★★★★

"No credit check, no monthly fees, and the app is super easy. I use it for all my everyday spending."

Marcus D. — Ohio
★★★★★

"The savings account APY is honestly better than my bank's. Wish I signed up years ago."

Ana M. — California

Ready to save more starting today?

Apply free in minutes. No credit check. Start earning cash back on your next purchase.

Claim Your MoneyCard Now